Understanding the Law

THE GENIUS ACT

The first comprehensive federal framework for stablecoin regulation in the United States.

137
days since signed into law
Key Dates

Implementation Timeline

July 18, 2025

Signed into Law

President signs the GENIUS Act, establishing the first comprehensive federal framework for stablecoin regulation.

November 2025

Regulatory Rulemaking

120 days after enactment for regulators to issue final rules implementing the GENIUS Act provisions.

January 18, 2027

Act Takes Effect

18 months after signing. Stablecoin issuers must comply with reserve, disclosure, and operational requirements.

July 18, 2028

Provider Compliance

3 years after signing. All payment stablecoin providers must only handle coins from GENIUS Act-approved issuers.

Audio Overview

Listen to the GENIUS Act Explained

A NotebookLM-generated podcast overview breaking down what the GENIUS Act means for stablecoins, banks, and the future of payments.

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Read Across the Nation About the GENIUS Act

Partner & Industry Perspectives

Jan 2, 2026
Compliance Guide

GENIUS Act Compliance: Complete Guide for 2026

Complete compliance guide for financial institutions and stablecoin issuers navigating GENIUS Act requirements.

Dotfile
Dec 23, 2025
Regulatory Round-up

2025 Crypto Regulatory Round-up

Comprehensive overview of crypto regulation developments in 2025, including the GENIUS Act and what's ahead.

Chainalysis
Oct 15, 2025
Regulatory Landscape

Regulatory Landscape for Stablecoins

Paxos examines the GENIUS Act alongside global frameworks including MiCA and MAS regulations.

Paxos
Sep 17, 2025
Credit Union Focus

The GENIUS Act: Gamechanger for Credit Unions and Members

How the GENIUS Act benefits credit unions and creates new opportunities for members.

Wolf and Company
Sep 9, 2025
Webinar Recap

Become a GENIUS: Key Insights on Stablecoin Risk and Compliance

TRM Labs webinar recap covering stablecoin risk management and compliance under the GENIUS Act.

TRM Labs
Aug 15, 2025
Executive Insights

The GENIUS Act Era Begins: What It Means for Institutions and Innovation

Circle's perspective on how the GENIUS Act impacts institutional adoption and innovation in stablecoins.

Circle
Aug 5, 2025
Compliance Guide

Navigating Crypto Compliance for Onchain Organizations

General crypto compliance framework including GENIUS Act considerations for onchain organizations.

Turnkey
Jul 25, 2025
Analysis

GENIUS is Law: What It Means for Regulated Financial Institutions

How the GENIUS Act impacts regulated financial institutions entering the stablecoin space.

Fireblocks
Jul 22, 2025
Legal Analysis

The GENIUS Act: A Comprehensive Guide to U.S. Stablecoin Regulation

The U.S. took a stand on stablecoins.

Paul Hastings
Jul 21, 2025
FAQ

GENIUS Act FAQs for Credit Unions

What does the GENIUS Act mean for your credit union? This breaks down the new law that lets co-ops issue stablecoins.

America's Credit Unions
Jul 17, 2025
Industry Statement

ABA Statement on GENIUS Act House Passage

Banks and lawmakers agree that the GENIUS Act could be the blueprint that makes stablecoins safe, legal, and mainstream.

American Bankers Association
Resource
Educational Resource

Stablecoins and the GENIUS Act

Solana Policy Institute's comprehensive resource page on stablecoins and GENIUS Act regulation.

Solana Policy Institute