Understanding the frameworks

Americas Regulation

The US leads with the GENIUS Act for stablecoin regulation and CLARITY Act for digital asset market structure. Brazil advances comprehensive crypto legislation through Law 14.478, while Canada develops its stablecoin framework integrating digital assets into federal and provincial regulatory structures.

Regulatory frameworks

What governs stablecoins across the Americas

2026Mar

Stablecoin Act

Canada
Bank of Canada supervision of fiat-backed issuers, at Royal Assent and not yet in force
2025Jul

GENIUS Act

United States
Federal stablecoin regulation framework, signed and awaiting final rules
2025Jul

CLARITY Act

United States
Digital asset market structure (CFTC/SEC), passed by the House
2023Jun

Law 14.478

Brazil
Crypto service provider regulation, in effect
Official resources

Primary sources, by jurisdiction

Direct access to regulatory documentation, guidance, and analysis

2026Feb

The U.S. Stablecoin Regulatory Reset - February Updates

Analysis · Stablecoin Insider
2026Feb

Stablecoin Dispute Nears Resolution, Clearing Path for Senate Action

Update · MEXC
2026Jan

Statement on the CLARITY Act

Press release · House Financial Services Committee
2025Aug

Clarifying the CLARITY Act

Legal analysis · Arnold & Porter
2025Jul

GENIUS Act - Complete Framework Analysis

Deep dive · Coinbax - Full breakdown, timeline, and official resources
2025Jul

CLARITY Act - Official Text

Legislation · Congress.gov - Full Legislative Text
2025May

CLARITY Act - Complete House Bill (PDF)

Full bill · House Financial Services Committee
2025May

CLARITY Act - All Congressional Actions

Bill info · Congress.gov - Complete Bill History
2025

Breaking Down Brazil's Crypto Asset Regulatory Framework

Analysis · Chainalysis
2025

Digital Real and Crypto Asset Regulation FAQ

FAQ · Central Bank of Brazil
2024Oct

Canada Releases Draft Framework for Stablecoin Regulation

Update · Osler