report August 2025

Stablecoin Payments from the Ground Up

A bottom-up analysis of real-world stablecoin usage based on research with 22 companies, identifying $136 billion in stablecoin payments settled between January 2023 and August 2025.

Overview

Artemis and Castle Island Ventures provide rare ground-level insight into actual stablecoin adoption patterns. Unlike typical market reports based on on-chain analytics, this research involves direct interviews with 22 companies across diverse use cases, plus estimates from 11 additional firms.

The report reveals that stablecoins have grown dramatically, reaching $306.7 billion in total supply — up from under $10 billion just five years ago. With an August 2025 annual run rate of approximately $118 billion, stablecoins are becoming a meaningful part of global payment infrastructure.

Key Findings

Payment Categories

  • P2P Transfers: Dominated overall volume
  • B2B Transactions: Showed accelerating growth, particularly from 2024 onward
  • Card Payments: Smaller but growing segment
  • Prefunding Activities: Grew throughout the study period

Geographic Distribution

Top stablecoin-sending countries: United States (18.74%), Singapore (18.44%), Hong Kong (9.79%), Japan (8.04%), and United Kingdom (6.80%).

Network Preferences

Tron emerged as the leading settlement network, followed by Ethereum, Polygon, and Binance Smart Chain. Tether’s USDT captured the vast majority of transactions, though Circle’s USDC gained meaningful market share in certain geographic regions.

Original Source

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