Payments

Send Money Anytime

24/7 Instant Wire Alternative

Replace traditional wire transfers with instant stablecoin settlement. Operate 24/7/365 instead of banking hours only, settle in minutes instead of next-day, and save $25-50 per transaction on wire fees.

COINBAX CONTROLS USD On-Ramp AccountVerification 2FAConfirmation KYC/KYBVerification ComplianceCheck StablecoinSettlement RecipientPayout
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Coinbax Controls Used

This template leverages the following programmable controls to create a secure, compliant payment flow.

Account Verification

Compliance Gates

Validate sender and recipient accounts

2FA Confirmation

Multi-Party Auth

Two-factor authentication before transfer

KYC/KYB Verification

Compliance Gates

Confirm sender/receiver identity

Compliance Check

Compliance Gates

OFAC + sanctions screening

Stablecoin Settlement

Conditional Release

Instant on-chain transfer

Use Case Example

Scenario

Regional Bank Weekend Emergency Transfer

PROTECTED BY COINBAX USD On-Ramp AccountVerification 2FAConfirmation KYC/KYBCheck OFACScreening StablecoinSettlement RecipientPayout

The Challenge

A regional bank customer needs to send $50,000 to close on a property at 8pm on Saturday. Traditional wires are unavailable until Monday morning, risking the deal.

The Solution

With this template, the bank processes the transfer instantly. The funds move through stablecoin rails, settle in minutes, and the recipient's bank receives the deposit before midnight—saving the transaction and delighting the customer.

Result: Deal closed on time, $35 wire fee saved, customer retention improved

Ideal For

Banks & Credit Unions

Offer members instant, 24/7 transfers without the limitations of Fedwire cutoff times or weekend closures.

Fintech Payment Platforms

Build instant payment features that compete with traditional wire services at a fraction of the cost.

Corporate Treasury

Enable real-time cash positioning and intercompany transfers without banking hour restrictions.

Payment Processors

Add instant settlement capabilities to existing payment rails for merchants and partners.

Ready to implement Send Money Anytime?

Talk to our team about customizing this template for your specific payment workflows.

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