Payment Flow
Lender Commits Funds
Final Underwriting
Approved?
Yes ▶ ▶
KYC/KYB: Borrower
Funds to Borrower
No ▶
Funds Returned
Controls Used
Escrow Hold
Funds committed but not released
Conditional Release
Underwriting decision triggers
KYC/KYB Check
Final borrower verification
Auto-Return
Funds back to lender if declined
Value Proposition
- Instant funding upon approval vs. next-day ACH
- Borrower confidence funds are committed
- Clean audit trail for compliance
Get Started with Loan Origination Funding
Schedule a technical walkthrough to see how this template integrates with your existing infrastructure.
Custom configuration review
Integration architecture guidance
Compliance requirements discussion