Payments & Transfers

Simple Payment with 5-Minute Delay

Standard payment with a brief hold period allowing for fraud review or sender cancellation before final settlement.

Any bank or fintech wanting reversibility

Payment Flow

Payment Initiated
Fraud Check
5-min Hold
Flagged?
No
Settlement
Yes
Manual Review

Controls Used

Risk Scoring
Real-time fraud assessment
Time Delay
5-minute reversal window
Approval Gate
Manual review for flagged transactions

Value Proposition

  • Catch fraud before settlement, not after
  • Reduce disputes and chargebacks
  • Give senders brief window to cancel errors

Get Started with Simple Payment with 5-Minute Delay

Schedule a technical walkthrough to see how this template integrates with your existing infrastructure.

Custom configuration review
Integration architecture guidance
Compliance requirements discussion