podcast October 14, 2025

What Banks Must Know About Stablecoins

Taylor Zito explores how the GENIUS Act creates opportunities and challenges for banks in the payments space.

Overview

In this FinXTech episode, Taylor Zito examines the implications of the GENIUS Act for traditional banking institutions. As stablecoin regulation takes shape, banks face a strategic inflection point: embrace stablecoins as an opportunity or risk disintermediation.

The discussion covers the operational considerations banks must evaluate, from custody services and reserve management to the potential competitive threat stablecoins pose to existing payment revenue streams.

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