Signal
Adjuster-approved claim disbursement. Same-day claim payment instead of mailed checks, with reduced fraud through verified payee identity.
This concept leverages the following programmable controls to create a secure, compliant payment flow.
Adjuster approval required
Verify payee identity
OFAC screening
Direct to claimant or service provider
An auto insurer processes 5,000 claims monthly. After adjuster approval, claimants wait 7-14 days for check delivery, leading to poor satisfaction scores and increased call center volume.
Once the adjuster approves a claim, funds transfer instantly to the claimant's verified account. Body shops can also receive direct payment, eliminating the need for claimants to manage repair costs.
Claim-to-payment reduced from 14 days to same-day, NPS improved by 35 points
Automate claim payouts while maintaining full compliance with state regulations and internal fraud prevention policies.
Process high volumes of claims with programmable verification gates that ensure accuracy and reduce processing time.
Disburse employee benefits, health reimbursements, and wellness incentives with automated verification workflows.
Implement programmable controls that enforce underwriting guidelines and prevent unauthorized payouts.