Coinbax Platform lets your institution compose smart-contract templates from our library of Coinbax Controls, then run and monitor every transaction they govern from one place.
Checks before funds are locked in escrow
OFAC, SDN, and global sanctions list checking
Validates transaction amount against configurable limits
Monitoring after escrow, before release
Mandatory fail-safe. Refunds the transaction if a control fails or the deadline elapses.
Final checks before funds are released
Configurable time delay before funds auto-release from escrow
Every payment moves through four enforced phases. You decide which Coinbax Controls run at each one, so a transaction can only advance when your institution's rules are satisfied.
Attach sanctions screening, KYC, and amount limits to the Verify phase. Payments that fail never reach escrow.
At Fund, value locks into the workspace escrow contract, controlled by the template, not by Coinbax or either party.
Set who signs off and how long the Confirm review window runs. Your team can still stop a payment before it settles.
Funds release on your conditions at Settle, and every phase is recorded as a tamper-evident trail for examination.
Coinbax is an added control layer on the transaction, not a rip-and-replace. It plugs into the core, custody, stablecoin, and compliance providers your institution already trusts, so you gain programmable controls without leaving the infrastructure you run.

Coinbax is live on the Jack Henry Fintech Integration Network, connecting to SilverLake and Symitar cores. Add programmable controls to stablecoin payments without leaving the core banking platform you already run.
View Jack Henry →
Coinbax works with MPC wallet and custody providers like Utila to sign and hold funds. Coinbax never takes possession, custody stays exactly where your institution has already placed it.
View Utila →
Coinbax settles in USDC and other regulated stablecoins from issuers like Circle. Move value across Base, Solana, and Ethereum on the assets your treasury already trusts.
View Circle →
Coinbax runs sanctions screening and risk scoring through providers like Chainalysis inside the payment flow, so your existing compliance tooling gates transactions before funds are ever committed.
View Chainalysis →The smart contracts behind Coinbax escrow and controls have been reviewed by Consensys Diligence, one of the most trusted names in smart-contract security. Your risk and security teams can read the full report, not take our word for it.
