Compliance that runs inside the payment

Coinbax integrates established compliance providers like Chainalysis for sanctions and wallet screening, running them inside the payment flow rather than as a separate step. You keep the vendors your program already relies on.

At the moment of payment, pre-escrow, in the Verify phase of the Coinbax Execution Framework. Screening runs before funds ever lock, not in a nightly batch, and a payment that fails never enters escrow.

Each payment is scored across amount, counterparty history, behavior, geography, and velocity. Low risk proceeds automatically, elevated risk routes to review, and high risk is rejected before funds move.

The system fails closed. If a provider cannot be reached, the payment is treated as high risk and held rather than allowed through, so an outage never becomes a compliance gap.

Screening and risk scoring are enforced in the payment path, and every check and score is recorded, so your BSA/AML obligations are met on the transaction itself rather than reconstructed afterward.

Yes. Every check that ran and its result is captured on a tamper-evident trail, backed by SOC 2 attestation and independently audited smart contracts, so you can show examiners exactly what was screened and when.