Pre-built payment orchestration patterns for common use cases. Each template combines Coinbax controls to solve real payment challenges.
Business initiates a wire-like payment outside banking hours. Funds move through stablecoin rails and settle to recipient via RTP or FedNow.
Corporate sends international payment using stablecoin rails instead of correspondent banking. Funds convert to local currency at destination.
Standard payment with a brief hold period allowing for fraud review or sender cancellation before final settlement.
High-value transaction requires approval from multiple authorized signers before release.
Freight company pays international drivers upon delivery confirmation. Payment held in escrow until proof of delivery received.
Platform (gig economy, e-commerce) pays out earnings to sellers, drivers, or service providers with per-recipient compliance.
Mortgage funds held in smart contract escrow until all closing conditions met (title clear, docs signed, insurance confirmed).
Construction loan funds released in tranches based on project milestones. Inspector approval triggers each release.
Loan funds held in escrow during final underwriting. Auto-release upon approval or return to lender if declined.
Player funds gaming wallet with instant availability. Withdrawals subject to fraud checks and velocity limits.
User requests withdrawal from platform wallet. Funds subject to compliance and fraud checks before payout.
Insurance claim auto-triggers based on verifiable event (weather data, flight delay, earthquake magnitude). No manual claims process.
Traditional insurance claim approved by adjuster. Funds released to policyholder or service provider (body shop, contractor).
Corporate batch processes vendor payments with per-vendor compliance and approval templates based on amount.
Multinational moves funds between subsidiaries with compliance checks and treasury approval.
Each template combines these building blocks to create compliant, programmable payment flows.
| Partner Type | Recommended Templates |
|---|---|
| Community Banks | 24/7 Wire, Construction Loan, Mortgage Closing |
| BaaS Platforms | 24/7 Wire, Marketplace Payouts, Gaming Wallet |
| International Banks | SWIFT Alternative, Trade Finance, Intercompany |
| Fintech Lenders | Loan Origination, 5-Min Delay, Multi-Party Auth |
| Insurtech | Parametric Payout, Claim Disbursement |
| Gaming/Betting | Gaming Wallet, Gaming Withdrawals |
| Corporate Treasury | AP Automation, Intercompany, Multi-Party Auth |
| Trade Finance | Trade Finance, SWIFT Alternative |
| Real Estate | Mortgage Closing, Construction Loan |
| Gig Economy | Marketplace Payouts, Trade Finance (trucking) |