Payments & Transfers

4 templates

Trade & Commerce

2 templates

Real Estate & Lending

3 templates

Gaming & Digital

2 templates

Insurance

2 templates

Treasury & Corporate

2 templates

Government & Benefits

1 template

Controls Reference

Each template combines these building blocks to create compliant, programmable payment flows.

Identity

KYC/KYB Verification
Any payment to external party
2FA Verification
High-value or sensitive transactions

Compliance

OFAC/Sanctions Check
All transactions (regulatory requirement)
Geographic Restriction
Cross-border, jurisdiction controls

Risk

Risk Scoring
Fraud-prone use cases (gaming, P2P)
Velocity Limits
Prevent abuse patterns

Authorization

Approval Gate
Corporate policies, multi-party sign-off
Amount Routing
Different paths by transaction size

Timing

Time Delay
Reversibility needed, fraud review window
Conditional Release
Escrow, milestone-based, event-driven

Processing

Batch Processing
Payroll, AP, marketplace payouts
Partial Settlement
Don't block batch for one bad recipient

Templates by Partner Type

Partner Type Recommended Templates
Community Banks 24/7 Wire, Construction Loan, Mortgage Closing
BaaS Platforms 24/7 Wire, Marketplace Payouts, Gaming Wallet
International Banks SWIFT Alternative, Trade Finance, Intercompany
Fintech Lenders Loan Origination, 5-Min Delay, Multi-Party Auth
Insurtech Parametric Payout, Claim Disbursement
Gaming/Betting Gaming Wallet, Gaming Withdrawals
Corporate Treasury AP Automation, Intercompany, Multi-Party Auth
Trade Finance Trade Finance, SWIFT Alternative
Real Estate Mortgage Closing, Construction Loan
Gig Economy Marketplace Payouts, Trade Finance (trucking)